Disclaimer

Short version:  The posts and comments on this blog are not legal advice.  You have to pay for legal advice.  Don’t make legal decisions based on what you read here.

Long version:  This blog merely offers a general understanding of the law.  It is not designed to provide specific legal advice.  By using this blog site you understand that there is no attorney-client relationship between you and the blog publisher. This blog should not be used as a substitute for competent legal advice from a licensed professional attorney.